Your Financial Peace of Mind, Automated. SafeSpend calculates your guilt-free weekly spending limit after bills, debt, and savings. One number. Zero anxiety.
Your Safe to Spend
$347
this week
Trusted by people taking control of their finances
$2.4M+
Debt paid off
89%
Report less money stress
$412
Avg monthly savings found
Get your safe-to-spend number in minutes. No spreadsheets, no complicated setup.
Securely link your bank accounts, credit cards, and loans. We use bank-level encryption to keep your data safe.
Tell us about your bills, savings goals, and debt payoff targets. We factor everything into your safe-to-spend number.
Check your weekly limit before any purchase. If it fits in your SafeSpend number, you can buy it guilt-free.
Safespend goes beyond simple budgeting to give you complete control over your money.
See exactly how much you can spend this week without jeopardizing bills, debt payments, or savings goals. No more guessing.
Connect your accounts once and let SafeSpend track everything automatically. Real-time updates mean your spending limit stays accurate.
Get personalized insights and actionable advice based on your spending patterns. Like having a financial advisor in your pocket.
Strategically tackle debt with avalanche or snowball methods. See exactly when you will be debt-free with our payoff calculator.
Never miss a payment again. Track all your recurring bills in one place with smart reminders before due dates.
Find and cancel forgotten subscriptions draining your account. See your total monthly subscription cost at a glance.
The moment before a purchase should not be filled with anxiety. With SafeSpend, you check your number and know instantly whether to swipe or skip.
Got questions? We have answers.
We take your income, subtract all your bills and recurring expenses, factor in your savings goals and debt payments, then divide what remains into a weekly allowance. This ensures you always have enough for essentials while still enjoying guilt-free spending.
We use 256-bit encryption (the same level as banks) and never store your login credentials. We connect through Plaid, a trusted service used by millions. Your data is never sold to third parties.
That means your current lifestyle may be stretching your budget. Our AI coach will help identify areas to cut back, or you can adjust your savings goals temporarily. We help you make informed trade-offs.
Yes! You can connect shared accounts and see a combined safe-to-spend number, or keep individual budgets while sharing certain categories like groceries or utilities.
Most apps make you categorize every transaction and feel guilty about spending. SafeSpend gives you one simple number. If you stay within it, you are winning. No spreadsheets, no guilt, no complexity.
Your safe-to-spend limit automatically updates when income hits your account. Bills are pre-allocated, savings are set aside, and you see your fresh weekly allowance instantly.
Join thousands of people who finally feel in control of their finances. Get your safe-to-spend number today.
Get Started FreeNo credit card required. Connect your accounts in minutes.